Terms of Use & Refund Policy

Last Updated: July 22, 2025

Terms

By accessing this website and purchasing products from Shifting Tax Brackets and its related entities (hereafter STB), you are agreeing to be bound by these Terms of Use and all applicable laws and regulations.

IF YOU DO NOT AGREE WITH ANY OF THESE TERMS, YOU ARE PROHIBITED FROM AND INFORMED NOT TO USE OR ACCESS THIS SITE NOR TO PURCHASE ANY OF THE PRODUCTS MADE AVAILABLE TO THE PUBLIC BY STB AND ITS RELATED ENTITIES.

Grant of License

1. Permission is granted to temporarily download one copy of any downloadable materials on the STB website for personal, non-commercial private viewing only. This permission is the grant of a license, not a transfer of title, and under this license, you may not:

1. modify or copy the materials;
2. use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
3. attempt to decompile or reverse engineer any software contained on the STB website;
4. remove any copyright, trademark or other proprietary notations from the materials; or
5. transfer the materials to another person or 'mirror' the materials on any other server.
6. This license shall automatically terminate if you violate any of these restrictions and the License may be terminated by STB at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

Disclaimer/Disclosures

The materials on the STB website are provided 'as is'. STB makes no warranties, expressed or implied about its product's viability or the business opportunity and hereby disclaims and negates all warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, STB does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site. SHIFTING TAX BRACKETS DOES NOT HOLD ITSELF OUT AS A POST-SECONDARY SCHOOL AND PROVIDES NO EDUCATIONAL STATE CREDITS NOR ANY STATE-AUTHORIZED DEGREES OR CERTIFICATES THAT COULD BE USED FOR POST SECONDARY SCHOOL BENEFITS OR ALTERNATIVES OF ANY KIND. MOREOVER, THE SERVICES TRAINING AND PRODUCTS ARE NOT GUARANTEED TO MAKE YOU MONEY AND YOU CAN NOT RELY TO THE CONTRARY.

Limitations

In no event shall the School be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on the STB website or use of its training and products. even if the STB. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you and such Jurisdictional choice of laws will prevail.

Revisions and Errata

The materials appearing on the STB website may include technical, typographical, or photographic errors. STB does not warrant that any of the materials on its website are accurate, complete, or current. STB may make changes to the materials contained on its website at any time without notice. STB does not, however, make any commitment to update the materials.

Links

STB has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by STB of the site. Use of any such linked website is at the user's own risk.

Site Terms of Use Modifications

STB may revise these Terms of Use for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these Terms of Use and you will be responsible to make ongoing and regular review of these terms.

Governing Law

Any claim relating to the STB and its related entities website shall be governed by the laws, venue and Jurisdiction of Dallas County, State Of Texas, without regard to its conflict of law provisions.

9. RELATIONSHIP OF PARTIES It is understood by you that you are a Customer or Licensee only. STB will not provide any fringe benefits, insurance, vacation or otherwise upon your becoming a member. Any and all of your family, staff employees and associates shall be bound to the same terms as you under this agreement.

10. CONSENT Upon purchasing a course from STB, you consent to receive emails about content updates, promotions, and various other newsletters